Vaghela, Pratiksinh S., Jimmy M. Kapadia, Harsheshkumar R. Patel, and Ashishkumar G. Patil. “Effect of Financial Literacy and Attitude on Financial Behavior Among University Students”. Indian Journal of Finance 17, no. 8 (August 31, 2023): 43–57. Accessed October 5, 2025. https://indianjournalofentrepreneurship.com/index.php/IJF/article/view/173010.